Homeowner Liability

Individuals have accidents on the property of others all of the time. Sometimes injuries result and sometimes they don’t. Sometimes the accident is the result of a misstep, while other times the accident is due to something that the homeowner has neglected.

When homeowners invite someone on their property, they have a responsibility to ensure it is safe. For instance, they need to keep ice off of their sidewalk, animals restrained, and obstacles out of the way. Nothing should be in a position where it can fall on a person or cause them any type of harm.

If you have been injured while lawfully being on another person’s property, you may have a personal injury claim against them. In this claim, you can hold them liable for your medical expenses, lost wages, pain and suffering, and more.

Experienced In All Types Of Homeowner Liability Injuries

Homeowner liability cases are also referred to as “property liability” and “premises liability.” There are many types of accidents that can occur in these cases. Your Rochester personal injury attorney will evaluate your case and determined exactly what happened, using experts when necessary to investigate the following types of accidents:

  • Trampoline accidents
  • Animal attacks and dog bites
  • Pool drowning
  • Electrical shock
  • Slips and fall accidents due to slippery surfaces, obstacles, poor lighting, or faulty staircases
  • Burn injuries
  • Balcony collapses
  • Assault

These are just some of the accidents that can occur while on the property of someone else. If you have been injured in any way and it was due to homeowner negligence, your insurance company may not pay because they want you to hold the homeowner liable.

Effective Negotiation With Insurance Companies

Homeowners have liability insurance as a part of their homeowners’ insurance policy. Even renters may have liability insurance if they have chosen to carry renter’s insurance. If they don’t, then the landlord or building owner will have the coverage.

The biggest hurdle when it comes to homeowner liability is that the insurance companies may only offer the bare minimum and may even deny the claim the first time around. Dealing with a claim denial is the last thing you need when you are injured. Your Rochester injury attorney will investigate what happened and determine how much compensation you are entitled to. We will work hard to ensure you get the compensation that you deserve. That compensation can cover rehabilitation, medical equipment, medication, hospitalization, surgery, consultation expenses, lost wages, pain and suffering, and more.

We know that the accidents that occur cause emotional and physical harm. If you were visiting a friend or relative’s house, you may feel torn as to whether or not you should ask for compensation. However, you may be facing hardships that hurt you financially if you don’t make a claim.

Contact A Rochester Personal Injury Lawyer

When an accident occurs on another person’s property that causes you injury and they could have prevented the accident, you could hold them liable. You could recover compensation for medical expenses, lost wages, pain and suffering, and more. To learn about your rights and options, call Patterson Dahlberg Injury Lawyers at 507-424-3000for a free consultation.