The number of rental cars on the road has risen over the past couple of years. The significant increase in the number of rental cars stems from the fact that the cars are convenient and affordable, thus making it possible for drivers to navigate towns easily and quickly.
However, there is an emerging concern about the rise in the number of rental car accidents. Furthermore, rental car accidents can be challenging to deal with. This is because multiple parties may get involved in the claim process. For instance, the driver’s insurance company, your insurance company, and the rental car’s insurance company are all likely to get involved in the claim process. Often, most of these insurance companies are out to safeguard their interests rather than your interests in the claim process.
For this reason, you need a competent and qualified personal injury attorney in Minnesota to help you navigate the claim process and ensure you obtain the amount of compensation you deserve.
What steps should you take after a rental car accident in Minnesota?
Following a rental car accident, it is imperative to take crucial steps to safeguard your right to obtain compensation. The following are some of the steps you need to take:
- Seek medical attention
- Report to the police immediately
- Exchange information with the other driver. This information should include their personal details and their insurance company.
- Take pictures and document the scene.
- Collect the contact information of potential witnesses
- Contact your insurance company
- Contact an attorney at the Patterson Dahlberg firm.
Noteworthy is that when communicating with your insurance company, you need to avoid divulging more information than is necessary. This is because most insurance company adjusters are out to ensure that they dispute your claim completely or lower the amount of compensation you can receive. In simpler terms, they are out to safeguard their own interests and maximize profits.
Who is Liable in a Rental Car accident in Minnesota?
Liability can be determined by looking into the facts and circumstances of each case. Put briefly, a drive may be held liable for the car accident if it is established that the accident occurred due to their negligence. On the other hand, the rental company may be held liable if you can demonstrate that the accident would not have occurred if they had taken steps to ensure that the car is roadworthy . This is achieved through proper maintenance and inspection. In simpler terms, in order to hold the rental company liable for the accident, you must demonstrate that there was a defect in the car and that the rental car company was aware or ought to have been reasonably aware of the defect but failed to fix it.
Essentially establishing the elements of negligence is crucial. These elements will demonstrate that you have a valid claim and deserve compensation.
Types of Insurance Companies Involve in Rental car accident claims in Minnesota
Your No-Fault Insurance: This typically denotes your insurance company. You will be entitled to compensation from your insurance company in line with Minnesota’s no-fault compensation system that guarantees every car accident victim the right to obtain compensation.
The driver’s bodily injury insurance: This denotes the motor vehicle insurance that the other driver pays for to protect other road users if they cause bodily harm or injury. You may be entitled to file a claim for compensation with the other person’s insurance company to cover your losses.
Rental car insurance company: If the other driver was driving a rental car, they might have insurance coverage from the rental company. This coverage may also provide additional coverage following an accident.
Injured in a Rental Car accident in Minnesota? Contact an Attorney
If you or your loved one sustained an injury due to a rental car accident in Minnesota, you need to take steps to safeguard your right to obtain compensation. Although the claim process is often complex, we have experience handling personal injury claims, especially those involving rental car accidents. Therefore, we will work hard to ensure you obtain the amount of compensation you deserve. Contact us contact us today for a free case evaluation.