Bicycle Accidents in Rochester, MN and Twin Cities Metro
Bicycle accidents are a common occurrence in the Twin Cities and Rochester, Minnesota. While cycling is an enjoyable and environmentally friendly mode of transportation, it also poses a risk of injury to riders. Injuries from bicycle accidents can range from minor scrapes and bruises to severe injuries such as head trauma, spinal cord injuries, and even death. In this article, we will provide information on Minnesota bicycle laws, discuss the no-fault insurance system and its coverage for bicycle accidents, and outline the common types of injuries that can result from a bicycle accident.
Minnesota Bicycle Laws
In Minnesota, bicycles are considered vehicles and are subject to the same rules of the road as cars and other motor vehicles. This means that bicyclists are required to obey traffic signals, stop signs, and yield to pedestrians. Additionally, bicyclists are required to use hand signals when making turns and are required to have a white front light and a red rear reflector when riding at night.
Bicyclists are also required to wear helmets if they are under the age of 18. While not required for adults, wearing a helmet can greatly reduce the risk of head injuries in the event of an accident.
Does No-Fault Insurance Cover Bicycle Accidents?
No-fault insurance, also known as personal injury protection (PIP) coverage, is a type of car insurance that is mandatory in the state of Minnesota. It covers medical expenses, lost wages, and other expenses for the policyholder and passengers in the event of a car accident, regardless of who is at fault.
However, it is important to note that no-fault insurance only covers accidents involving cars and does not cover accidents involving bicycles. Bicyclists involved in accidents with cars will need to rely on the at-fault driver’s liability insurance for coverage of their injuries.
It is also important to note that if you are involved in a bicycle accident with a motor vehicle, it is important to consult with an attorney as soon as possible. An attorney can help you navigate the legal process and ensure that you receive the compensation you deserve for your injuries.
No-Fault System and PIP Coverage
The no-fault system is designed to provide prompt payment of medical expenses and lost wages to individuals injured in car accidents, regardless of who is at fault. PIP coverage is a type of no-fault insurance that provides benefits to the policyholder and passengers in the event of an accident.
PIP coverage typically includes medical expenses, lost wages, and other expenses such as rehabilitation and funeral costs. However, it is important to note that PIP coverage does not cover pain and suffering or emotional distress.
Common Types of Bicycle Accident Injuries
Bicycle accidents can result in a wide range of injuries, from minor scrapes and bruises to severe injuries such as head trauma and spinal cord injuries. Some of the most common types of injuries that can result from a bicycle accident include:
- Head injuries: Head injuries can range from minor concussions to more severe injuries such as skull fractures and traumatic brain injuries. These injuries can result in cognitive impairment, memory loss, and emotional distress.
- Spinal cord injuries: Spinal cord injuries can result in partial or complete paralysis and loss of sensation in the affected area.
- Fractures: Fractures can occur in any part of the body and can range from simple fractures that can be treated with a cast to more severe fractures that require surgery.
- Soft tissue injuries: Soft tissue injuries can include sprains, strains, and contusions. These injuries can cause chronic pain and limited mobility.
- Road rash: Road rash is a type of abrasion that can occur when when skin on road contact occurs.
If you or a loved one have been involved in a bicycle accident and have sustained any of these injuries, it is important to seek legal representation. Contact Patterson Dahlberg for a free consultation to discuss your case and explore your options for seeking compensation.